Terms of Service

These Terms of Service ('Terms') constitute a legally binding agreement between Stackorithm LLC, a company incorporated in Saint Vincent and the Grenadines ('Stackorithm', 'we', 'us', or 'our'), and the business entity or individual ('Client' or 'you') accessing or using the Stackorithm platform, API, dashboard, and related services (collectively, the 'Service'). By registering for an account, accessing the Service, or using any part of the platform, you agree to be bound by these Terms in their entirety.

If you are accessing the Service on behalf of a business entity, you represent and warrant that you have the legal authority to bind that entity to these Terms. If you do not have such authority, or if you do not agree with any provision of these Terms, you must not access or use the Service.

These Terms apply to all Clients, including proprietary trading firms, forex brokerages, CRM platform operators, and any other trading businesses that use the Service. These Terms do not create any rights in favor of individual traders whose anonymized trade data may be submitted to the platform by a Client.

Enterprise Clients who have executed a separate Master Service Agreement ('MSA') or similar written agreement with Stackorithm are governed by the terms of that agreement. In the event of any conflict between these Terms and an executed MSA, the MSA shall prevail to the extent of the conflict.

Stackorithm reserves the right to modify these Terms at any time in accordance with the Changes to Terms section below. Continued use of the Service following notice of material changes constitutes acceptance of the revised Terms.

Stackorithm provides an AI-powered behavioral detection and risk-scoring analytics platform designed for trading businesses. The Service analyzes trade data, including orders, deal records, volumes, instrument types, and timestamps, submitted by Clients via API or dashboard, and returns probabilistic behavioral confidence scores, risk flags, and pattern detection outputs.

The Service is an analytical tool. It does not provide financial advice, investment recommendations, trading signals, or any form of guidance intended for individual traders. All outputs generated by the Service are probabilistic in nature and represent statistical assessments of behavioral patterns in submitted trade data. They are not guarantees, predictions, or determinations of fact.

All decisions regarding trader payouts, account restrictions, risk management actions, or any other enforcement or operational measures are made exclusively by the Client. Stackorithm does not participate in, direct, or bear responsibility for any decisions made by Clients based on the outputs of the Service.

The Service is delivered as a software-as-a-service product accessible via a web-based dashboard and a documented API. Stackorithm may update, modify, or enhance the Service from time to time. We will endeavor to provide reasonable notice of material changes that may affect Client workflows.

The Service is available only to business entities and individuals who can form legally binding contracts under applicable law. By using the Service, you represent and warrant that: (a) you are at least eighteen (18) years of age or the age of legal majority in your jurisdiction; (b) you have the legal capacity and authority to enter into these Terms; (c) if acting on behalf of a business entity, you are duly authorized to bind that entity; and (d) your use of the Service will comply with all applicable laws and regulations.

Stackorithm reserves the right to refuse service, terminate accounts, or cancel subscriptions at our discretion if we reasonably believe that a Client does not meet these eligibility requirements or has provided false or misleading information during registration.

Clients are responsible for maintaining the confidentiality of their account credentials and for all activities that occur under their account. You must notify Stackorithm immediately of any unauthorized access to or use of your account.

Access to the Service is provided on a subscription basis. Subscription plans, pricing, and included usage limits are as set out in the applicable order form, pricing page, or agreement between Stackorithm and the Client. By subscribing, you authorize Stackorithm to collect the fees associated with your selected plan.

Fees are billed in advance on a recurring basis (monthly or annually, as selected) unless otherwise agreed in writing. All fees are non-refundable. Clients may cancel their subscription at any time, but no refunds will be issued for unused portions of the subscription period. Stackorithm reserves the right to modify pricing with at least thirty (30) days advance notice to Clients; continued use of the Service following a price change constitutes acceptance of the new pricing.

Payment is accepted via cryptocurrency wallet transfer to Stackorithm's designated wallet addresses. Clients are responsible for ensuring that payments are sent to the correct wallet address and for any transaction fees associated with the transfer. Payment is deemed received upon confirmation of the transaction on the applicable blockchain network. Stackorithm is not responsible for payments sent to incorrect addresses or for delays caused by blockchain network congestion.

If payment is not received by the due date, Stackorithm may suspend access to the Service until outstanding amounts are settled. Accounts that remain delinquent for an extended period may be subject to termination in accordance with the Term and Termination section of these Terms.

Clients are responsible for all applicable taxes, duties, or levies on their subscription fees, excluding taxes on Stackorithm's net income. Where required by law, Clients must provide valid tax identification or exemption documentation.

Clients who believe a billing error has occurred must notify Stackorithm in writing within thirty (30) days of the payment date. Stackorithm will investigate and, where an error is confirmed, issue a credit applicable to the subsequent billing cycle.

Stackorithm commits to maintaining platform availability of at least ninety-nine point five percent (99.5%) uptime, measured on a monthly basis ('Uptime Commitment'). Uptime is calculated as the total number of minutes in the calendar month minus the total minutes of Downtime, divided by the total number of minutes in the calendar month.

'Downtime' means any period during which the core functionality of the Service, specifically the dashboard and API endpoints for submitting trade data and receiving analytical outputs, is materially unavailable or inaccessible to the Client due to circumstances within Stackorithm's reasonable control.

The following are excluded from Downtime calculations and do not count against the Uptime Commitment: (a) scheduled maintenance, provided that Stackorithm gives at least twenty-four (24) hours advance notice via email or dashboard notification; (b) emergency maintenance required to address security vulnerabilities or prevent imminent harm to the Service; (c) outages caused by factors outside Stackorithm's reasonable control, including Force Majeure events as defined in these Terms; (d) failures or latency in third-party services, internet connectivity, or Client equipment; (e) suspension of the Service due to Client's breach of these Terms or non-payment of fees; and (f) issues arising from Client's misuse of the Service or failure to follow documentation.

If Stackorithm fails to meet the Uptime Commitment in any calendar month, the Client may request a service credit by submitting a written claim to [email protected] within thirty (30) days of the end of the affected month. The request must include the dates and times of the Downtime and a description of the impact. Stackorithm will review the claim and, if the claim is valid, issue a reasonable credit to be applied against future subscription fees. Service credits are the Client's sole and exclusive remedy for any failure to meet the Uptime Commitment.

Service credits are not redeemable for cash, are non-transferable, and will not exceed the total fees paid by the Client for the affected month. Service credits do not constitute a refund and are subject to the no-refunds policy stated in these Terms.

Subject to these Terms, Stackorithm grants the Client a limited, non-exclusive, non-transferable, revocable license to access and use the Stackorithm API solely for the purpose of integrating the Service with the Client's own systems and for the Client's internal business purposes. This license does not include the right to sublicense, resell, or make the API available to third parties without Stackorithm's prior written consent.

API credentials, including API keys and access tokens, are confidential and must be protected using industry-standard security measures. Clients must not share API credentials with unauthorized parties, embed credentials in publicly accessible code repositories, or transmit credentials over unencrypted channels. Clients are responsible for all API activity conducted using their credentials and must notify Stackorithm immediately of any suspected unauthorized access or compromise.

The Service enforces rate limits on API requests to ensure fair use and platform stability. Rate limits are specified in the API documentation and may vary by subscription plan. Clients must not attempt to circumvent rate limits through techniques such as distributing requests across multiple accounts, using automated retry mechanisms that ignore rate limit responses, or otherwise evading the controls. Stackorithm reserves the right to throttle or suspend API access for Clients who exceed rate limits or engage in usage patterns that degrade service quality for other Clients.

Clients must not use the API to: (a) probe, scan, or test the vulnerability of the Service or any related system without authorization; (b) interfere with or disrupt the integrity or performance of the Service; (c) attempt to gain unauthorized access to the Service, other accounts, or related systems; (d) reverse-engineer, decompile, or derive source code from the API or Service; (e) use the API for any purpose that violates applicable law or the rights of third parties; or (f) use the API to build a competing product or service.

Stackorithm may modify, deprecate, or discontinue API endpoints or features with reasonable notice. We will endeavor to provide at least sixty (60) days notice before removing or materially changing production API endpoints, except where changes are required for security or legal compliance. Clients are responsible for monitoring API documentation and updating their integrations accordingly.

Clients may use the Service solely for lawful business purposes consistent with these Terms and applicable law. The Service is intended for use by trading businesses to analyze trade data for internal risk management, behavioral monitoring, and operational analytics. Any use of the Service outside of this intended scope requires prior written authorization from Stackorithm.

Clients must not use the Service to: (a) submit data that includes personally identifiable information of individual traders without appropriate legal basis and anonymization; (b) attempt to reverse-engineer, decompile, or extract the underlying models, algorithms, or source code of the platform; (c) resell, sublicense, or otherwise make the Service available to third parties without Stackorithm's prior written consent; (d) use the Service in a manner that violates applicable financial regulations, data protection laws, or the rights of third parties; (e) submit false, fabricated, or manipulated trade data with the intent to generate misleading analytical outputs; (f) use the Service to harass, harm, or discriminate against individual traders in violation of applicable law; (g) transmit viruses, malware, or other malicious code; or (h) engage in any activity that could damage, disable, or impair the Service.

Clients are solely responsible for ensuring that their use of the Service, including the data they submit and the decisions they make based on analytical outputs, complies with all applicable laws and regulations in their jurisdiction.

Stackorithm reserves the right to investigate suspected violations of this Acceptable Use policy and to suspend or terminate access to the Service where a violation is confirmed or reasonably suspected.

Stackorithm retains all right, title, and interest in and to the Service, including the platform software, machine learning models, algorithms, scoring methodologies, documentation, user interface, trademarks, and all related intellectual property. Nothing in these Terms transfers any ownership interest in the Service or its underlying technology to the Client.

Clients are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Service during the subscription term, solely for their internal business purposes as described in these Terms. This license does not include the right to copy, modify, distribute, sublicense, or create derivative works based on the Service or any component thereof.

Clients retain all right, title, and interest in the trade data they submit to the platform. By submitting data to the Service, Clients grant Stackorithm a limited license to process that data for the purpose of delivering the contracted analytical outputs and for the internal purposes described in our Privacy Policy, including model improvement using aggregated and de-identified data.

Analytical outputs generated by the Service are delivered to the Client for their internal use. Clients may use these outputs in their own operations, reports, and decision-making processes, but may not represent such outputs as independent financial analysis, regulatory determinations, or factual findings about individual traders.

As between Stackorithm and the Client, the Client retains all right, title, and interest in and to the trade data, account information, and other data submitted by the Client to the Service ('Client Data'). Stackorithm does not claim ownership of Client Data.

Client grants Stackorithm a non-exclusive, worldwide, royalty-free license to use, process, store, and transmit Client Data solely for the purposes of: (a) providing the Service to the Client; (b) improving and developing the Service using aggregated and de-identified data; and (c) complying with applicable law.

Stackorithm will handle Client Data in accordance with our Privacy Policy and applicable data protection laws. We implement appropriate technical and organizational measures to protect Client Data against unauthorized access, loss, or destruction.

Upon termination of the Client's subscription, Stackorithm will provide a reasonable period, not less than thirty (30) days, for the Client to export their Client Data, subject to any outstanding payment obligations. Following the data export period, Stackorithm will delete or anonymize Client Data in accordance with its data retention practices, except as required to comply with legal obligations or to resolve disputes.

Each party ('Disclosing Party') may disclose to the other party ('Receiving Party') certain confidential information in connection with the Service. 'Confidential Information' means any non-public information disclosed by the Disclosing Party that is designated as confidential or that reasonably should be understood to be confidential given the nature of the information and circumstances of disclosure.

Stackorithm's Confidential Information includes, without limitation, the platform's underlying technology, algorithms, model architectures, pricing, and roadmap. Client Confidential Information includes submitted trade data, analytical outputs, business strategies, and any non-public information about the Client's operations.

Each party agrees to: (a) hold the other party's Confidential Information in strict confidence using at least the same degree of care it uses to protect its own confidential information, but no less than reasonable care; (b) not disclose Confidential Information to any third party without the Disclosing Party's prior written consent; and (c) use Confidential Information solely for the purposes of performing obligations or exercising rights under these Terms.

Confidentiality obligations do not apply to information that: (a) is or becomes publicly available through no fault of the Receiving Party; (b) was rightfully known to the Receiving Party prior to disclosure; (c) is independently developed by the Receiving Party without use of Confidential Information; or (d) is required to be disclosed by applicable law or court order, provided that the Receiving Party gives prompt notice to the Disclosing Party to the extent legally permitted.

THE SERVICE IS PROVIDED 'AS IS' AND 'AS AVAILABLE' WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, STACKORITHM DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY.

Stackorithm does not warrant that the Service will be uninterrupted, error-free, or free from security vulnerabilities. Analytical outputs generated by the Service are probabilistic in nature and are not guarantees, predictions, or factual determinations. The accuracy of outputs depends in part on the quality, completeness, and integrity of the trade data submitted by the Client.

Stackorithm expressly disclaims any responsibility for decisions made by Clients based on the outputs of the Service. All payout decisions, account restrictions, risk management actions, and other operational or enforcement measures are made solely by the Client at the Client's own risk and discretion. Stackorithm is not a financial advisor, risk manager, or regulatory authority, and nothing in the Service or its outputs should be construed as financial, legal, or regulatory advice.

The Service is not designed or intended to serve as the sole basis for any consequential business decision. Clients are encouraged to apply their own judgment, expertise, and additional due diligence when acting on analytical outputs.

THE DISCLAIMERS IN THIS SECTION APPLY TO THE FULLEST EXTENT PERMITTED BY LAW AND SHALL SURVIVE TERMINATION OF THESE TERMS.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL STACKORITHM, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, LOSS OF GOODWILL, OR BUSINESS INTERRUPTION, ARISING OUT OF OR IN CONNECTION WITH THE SERVICE OR THESE TERMS, EVEN IF STACKORITHM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, STACKORITHM'S TOTAL CUMULATIVE LIABILITY TO THE CLIENT FOR ANY CLAIMS ARISING OUT OF OR RELATED TO THE SERVICE OR THESE TERMS SHALL NOT EXCEED THE TOTAL FEES PAID BY THE CLIENT TO STACKORITHM IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

The limitations of liability set forth in this section reflect a reasonable allocation of risk between the parties and are a fundamental element of the basis of the bargain between Stackorithm and the Client. Stackorithm would not be able to provide the Service at the pricing offered without these limitations.

Some jurisdictions do not allow the exclusion or limitation of certain types of liability. In such jurisdictions, Stackorithm's liability shall be limited to the maximum extent permitted by applicable law.

THE LIMITATIONS IN THIS SECTION SHALL APPLY REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, AND SHALL SURVIVE TERMINATION OF THESE TERMS.

Client agrees to indemnify, defend, and hold harmless Stackorithm and its officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or related to: (a) Client's use of the Service in violation of these Terms or applicable law; (b) any decisions made by Client based on analytical outputs from the Service, including payout decisions, account restrictions, or enforcement actions against individual traders; (c) any data submitted by Client to the Service that infringes the rights of third parties or violates applicable data protection law; (d) Client's breach of any representation, warranty, or obligation under these Terms; or (e) any dispute between Client and third parties, including individual traders, arising from Client's use of the Service.

Stackorithm will promptly notify the Client of any claim subject to indemnification, cooperate reasonably in the defense of such claim, and allow the Client to control the defense and settlement, provided that Stackorithm may participate in the defense at its own expense and that no settlement that imposes obligations on Stackorithm may be agreed without Stackorithm's prior written consent.

These Terms become effective upon the Client's first access to the Service and continue until terminated in accordance with this section. Subscription terms are as specified in the applicable order form or pricing page.

Either party may terminate these Terms and the Client's access to the Service upon written notice if the other party materially breaches these Terms and fails to cure such breach within thirty (30) days of receiving written notice specifying the breach in reasonable detail.

The Client may terminate the subscription at any time by providing written notice to Stackorithm. No refunds will be issued for unused portions of the subscription period.

Stackorithm may suspend or terminate Client access to the Service immediately, without prior notice, if: (a) Client fails to pay fees when due and does not cure such failure within ten (10) days of notice; (b) Client engages in conduct that poses a security risk to the platform or other Clients; (c) Client uses the Service in violation of applicable law; or (d) Stackorithm is required to do so by applicable law or regulatory authority.

Upon termination, Client's license to use the Service will immediately cease. Stackorithm will provide Client with a reasonable period of at least thirty (30) days to export their Client Data prior to account closure, subject to any outstanding payment obligations. The Client must request data export within this period; failure to do so may result in permanent deletion of Client Data.

Following the data export period, Stackorithm will delete or anonymize Client Data in accordance with its data retention practices, except as required to comply with legal obligations or resolve disputes.

Provisions of these Terms that by their nature should survive termination, including Intellectual Property, Confidentiality, Disclaimers, Limitation of Liability, Indemnification, and Governing Law, shall survive.

These Terms and any disputes arising out of or related to the Service shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles.

The courts of England shall have exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms, including any disputes regarding the existence, validity, or termination of these Terms. Each party irrevocably submits to the exclusive jurisdiction of such courts and waives any objection to the exercise of such jurisdiction.

Before initiating any formal dispute resolution process, the parties agree to attempt to resolve any dispute through good-faith negotiation. Either party may initiate this process by providing written notice to the other party describing the dispute in reasonable detail. The parties will have thirty (30) days from such notice to attempt to resolve the dispute informally.

Nothing in this section prevents either party from seeking emergency injunctive or other equitable relief from a court of competent jurisdiction to prevent irreparable harm.

Enterprise Clients who have executed a separate MSA may be subject to different dispute resolution provisions as specified in that agreement.

Neither party shall be liable for any failure or delay in performing its obligations under these Terms where such failure or delay results from circumstances beyond the reasonable control of that party ('Force Majeure Event').

Force Majeure Events include, but are not limited to: acts of God, natural disasters, earthquakes, floods, fires, or severe weather; war, terrorism, civil unrest, or armed conflict; epidemics, pandemics, or quarantine restrictions; government actions, laws, regulations, embargoes, or sanctions; failure of third-party telecommunications or internet infrastructure; cyberattacks, distributed denial-of-service attacks, or other malicious acts by third parties; power outages or failures beyond the affected party's reasonable control; and labor disputes or strikes not involving the affected party's employees.

The affected party must: (a) promptly notify the other party of the Force Majeure Event and its expected duration; (b) use reasonable efforts to mitigate the effects of the Force Majeure Event; and (c) resume performance as soon as reasonably practicable after the Force Majeure Event ceases.

If a Force Majeure Event continues for more than sixty (60) consecutive days, either party may terminate these Terms upon written notice to the other party, without liability except for fees due for services already rendered.

The Client may not assign, transfer, or delegate any rights or obligations under these Terms without the prior written consent of Stackorithm. Any attempted assignment in violation of this section shall be void and of no effect.

Stackorithm may assign these Terms, in whole or in part, without the Client's consent: (a) to any affiliate or subsidiary; (b) in connection with a merger, acquisition, reorganization, or sale of all or substantially all of Stackorithm's assets; or (c) to a successor entity that agrees to be bound by these Terms.

Subject to the restrictions on assignment, these Terms shall be binding upon and inure to the benefit of the parties and their respective successors and permitted assigns.

These Terms, together with the Privacy Policy, any applicable order forms, and any MSA executed between Stackorithm and the Client, constitute the entire agreement between the parties with respect to the subject matter hereof and supersede all prior or contemporaneous understandings, agreements, negotiations, representations, and warranties, whether written or oral, regarding such subject matter.

In the event of any conflict between these Terms and an executed MSA, the MSA shall prevail. In the event of any conflict between these Terms and the Privacy Policy, these Terms shall prevail with respect to contractual obligations, and the Privacy Policy shall prevail with respect to data handling practices.

No terms or conditions set forth in any Client purchase order, acceptance, or other documentation shall modify or supplement these Terms, regardless of any failure by Stackorithm to object to such terms.

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable while preserving the original intent of the parties. If such modification is not possible, the provision shall be severed from these Terms.

The invalidity, illegality, or unenforceability of any provision shall not affect the validity, legality, or enforceability of the remaining provisions of these Terms, which shall continue in full force and effect.

The parties agree to negotiate in good faith to replace any invalid, illegal, or unenforceable provision with a valid, legal, and enforceable provision that achieves, to the greatest extent possible, the economic, business, and other purposes of the original provision.

No failure or delay by either party in exercising any right, power, or remedy under these Terms shall operate as a waiver of that right, power, or remedy. No single or partial exercise of any right, power, or remedy shall preclude any other or further exercise of that right, power, or remedy, or the exercise of any other right, power, or remedy.

Any waiver of any provision of these Terms must be in writing and signed by the party granting the waiver to be effective. A waiver granted on one occasion shall not operate as a waiver on any other occasion.

The rights and remedies provided in these Terms are cumulative and not exclusive of any other rights or remedies provided by law.

Stackorithm reserves the right to modify these Terms at any time. When we make material changes, we will notify Clients via email to the address associated with their account or through a prominent notice within the dashboard, and we will update the 'Last Updated' date at the top of these Terms.

Material changes will take effect no sooner than thirty (30) days after notice is provided, except where changes are required by applicable law or are necessary to address security vulnerabilities, in which case they may take effect immediately. Your continued use of the Service after the effective date of any changes constitutes your acceptance of the revised Terms.

If you do not agree with material changes to these Terms, you may terminate your subscription before the changes take effect by providing written notice to [email protected]. No refunds will be issued for unused subscription periods.

For questions, notices, or communications regarding these Terms of Service, please contact:

Stackorithm LLC Email: [email protected] Website: stackorithm.co

For general inquiries not related to legal matters, you may also contact [email protected].

All legal notices under these Terms must be provided in writing to [email protected]. Notices shall be deemed received upon confirmation of delivery or, for email, upon the sender's receipt of a delivery confirmation or read receipt, or forty-eight (48) hours after sending if no delivery failure notice is received.